Global Insurance Resources Group is a 45+ carrier wholesaler that runs your quotes, designs your cases, advocates with underwriters, and turns hard placements into bound policies — so you spend your time selling, not chasing.
You've had clients with diabetes, cardiac history, build chart issues, prior declines, or quirky financials. Most BGAs can't move the needle on those cases. We can. Our in-house underwriters and four decades of carrier relationships consistently turn rated offers into standard, declines into approvals, and "we can't help" into bound policies. It's not a side service — it's our specialty.
If we can't place the case, nobody can.
Most BGAs shop the case. We manage the whole process — case design, in-house underwriting, carrier advocacy, requirements chased. No fees. No splits. Compensation paid direct from the carrier.
We run quotes and full carrier illustrations across all 45+ carriers and every product type — same day, every day.
We review your client's health, goals, and budget — then recommend the right product and carrier for the best outcome.
We act as your home office. All carrier contact, updates, and follow-ups go through us — not you.
We monitor and chase every outstanding requirement so your cases never stall without you knowing.
15-minute process. Free to join, free to leave. We handle every carrier appointment A–Z.
Phone, email, or upload — any product, any complexity. We take it from there.
Quotes, case design, underwriting advocacy, requirements follow-up, and every carrier status update.
Best offer secured, top compensation passed to you, your client served. You focus on selling.
We only work with carriers rated A or higher by AM Best. Every partner on our roster has been chosen for financial strength, claims-paying ability, and a long-standing reputation for doing right by policyholders.
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Every carrier on our roster is rated A or higher by AM Best. Full roster shared with contracted agents.
Affordable coverage for a set period
Indexed and universal life with downside protection
Guaranteed universal life — lifetime coverage
Permanent coverage with guaranteed cash value
Simplified end-of-life coverage
Joint policies for estate planning
LTC coverage with established carrier partners
Individual and group DI coverage
Sell existing policies to private & institutional buyers
Leverage strategies for large-face permanent policies
Coverage for businesses, partnerships, and associations
Retirement income & accumulation — some of the highest rates available
When you work with IRG, you're backed by a full support structure — not just a contract.
Each case is assigned a manager who knows your client's file and personally handles every step post-submission.
Our in-house team pre-screens cases and prepares them for the best possible outcome before they ever reach a carrier.
Direct contracts with the carrier — we never sit in between you and your compensation. Best available commissions, paid straight to you. BGA contracts available to build your own team.